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Affiliate Disclosure

Last updated: February 2026

Our Independence

ForestMatters, LLC is independently owned and operated. It is not funded by venture capital, financial institutions, or advertising networks. We do not take payment to write favorably about products or services. Our tools are built for accuracy, not to drive commercial outcomes.

Affiliate Relationships

This site participates in affiliate marketing programs. When you click certain links to financial products or services and make a purchase or sign up, we may earn a commission at no additional cost to you. The price you pay is not affected by whether or not you arrive via an affiliate link.

We only include affiliate links for products and services we believe are genuinely useful and appropriate for our audience. Affiliate relationships do not influence our editorial content, calculator methodology, tool functionality, or educational material. The math in our tools is the same regardless of whether a product recommendation earns us anything.

FTC Compliance

This disclosure is provided in accordance with the Federal Trade Commission (FTC) guidelines on endorsements and testimonials in advertising, 16 CFR Part 255. In plain English: when we link to something and might earn money from it, we tell you. That’s this page.

How to Identify Affiliate Links

Affiliate links may be noted inline or on the page where they appear. When in doubt, assume any link to a third-party financial product or service may be an affiliate link. This does not change the nature of our recommendation or our editorial position — we include it because we think it’s useful.

Contact

If you have questions about our affiliate relationships or want to know whether a specific link is an affiliate link, contact us at hello@forestmatters.com.